Chronic FOMO

Bar Institute Austin Bartenders host the best events. Try to prove me wrong, but if you've ever been to a Lush Life Productions events, you know. Though I've never been to Camp Runamok or Portland Cocktail Week (both are on my bucket list), I went to the educational Bar Institutes in Miami and Austin. Right now, I'm missing Bar Institute New York, which will showcase the year's most popular seminars and presentations.

Over the course of the past year, I've skipped or missed a lot of those events, both locally and nationally. Instead of traveling for work or fun, I've mainly been making trips out of necessity to visit family. At the time, family took precedence, and I wouldn't trade the memories from those trips for anything in the world.

The tiny, fearful part of my brain tries to convince me otherwise. "You could be having so much fun," it whispers. "You're only young once." But even at the events I've attended, even at amazing Bar Institute parties and dinners with friends I love, I find myself counting down until I would be by myself, curled up under a bunch of blankets.

It would seem that there's no right answer. But the truth is that I've been pushing myself beyond the limits of my body and mind for more than a year. I've been exhausted, both mentally and physically, and need to give myself some time to heal. Hell, after my last big trip in July, it took almost three months to recover from feeling utterly off-kilter when I got home.

Tonight, I'll wish my friends all the best fun, drinks, and food New York has to offer. Y'all post all the pictures so I can keep up and stay jealous, alright? If you need me, I'll be curled up on my couch under a blanket, headed for an earlyish bedtime.

This month, I'm attempting to blog my way forward by writing every day as part of Blog Like Crazy.

Split a decision with long division

FEED ME

When I landed my first big girl job, I panicked. Taking over responsibility for my health and car insurance payments seemed more daunting at the time than finishing hundreds of hours of physics research. I had budgeted my time and money before, but needed more support and clearly outlined goals. I needed to invest money in envelopes or time in finding a web-based service.

My first instinct was to go back to Mint. I had first adopted this service two years ago after researching quite a few budgeting and business apps for my first freelancing article. Though the Mint app was free, its interface was anything but intuitive. To this day, I couldn't tell you how to set a budget or savings goals on that website. After a few months of bill reminders and weekly spending reports, I abandoned that account.

Instead of revamping my Mint account, I started googling. Several articles later, I stumbled across LearnVest. The web-based service was still in Beta testing, but the interface was clean and the budget center easy to navigate. In 20 minutes, I had set a budget, marked financial goals and enrolled in a budgeting boot camp.

I spent several hours surfing their Knowledge Center section. Reading stories from others in their 20s, 30s and even 40s who were starting from scratch has been a powerful motivator. The daily e-mails about articles and service updates keeps me engaged and reminds me that my money and debt exist. It also reminds me that I am not alone.

Since then, LearnVest has introduced an app that miniaturizes most of the services available on the website including the articles. Using a combination of the app and online services and the envelope system, I reached my first savings goal last month. At the same time, we have built up a vacation fund by saving loose change and using a rewards-based credit card for all grocery (6%) and gas (3%) purchases.

Even though money is tight, a modest beach weekend is on the horizon with plans to travel to points further afield this summer. None of it would be possible without a budget and a plan.

Today's title is from Bo Burnham's "New Math." Full disclaimer: I did not receive compensation for this review.